INDUSTRY SOLUTIONS /

COMMERCIAL LENDING

THE ULTIMATE CLOUD-BASED

COMMERCIAL LOAN ORIGINATION PLATFORM

Manage the entire loan lifecycle, accelerate credit underwriting, enforce credit policies centrally, and document compliance with this comprehensive commercial lending platform.

RELATIONSHIP MANAGEMENT

Manage complex commercial relationships and portfolios using our relationship manager.

PROCESS EFFICIENCY

Increase speed and accuracy throughout the origination process by accelerating workflow and approvals.

CREDIT UNDERWRITING

Expedite and centrally enforce credit analysis and credit underwriting policies.

DOCUMENT MANAGEMENT

Capture and manage loan and relationship documents and enforce loan document checklists.

Solution Components

 

Digitize risk management processes and accelerate credit underwriting with out-of-the-box credit analysis, financial spreading, and risk analysis.

 

Configure document requirements based on loan product or purpose, relationships, and collateral. Enable lenders and borrowers to collaborate on documents in real time.

 

Define and enforce policy condition, stipulations, and mandatory tasks and requirements. Manage policy and task exceptions to ensure adherence to credit and organizational compliance policies—all without sacrificing speed or efficiency.

WHY CLOUD LENDING SOLUTIONS

Accelerate Credit Underwriting and Analysis

Decision workflows are designed to remove manual processing and increase speed and accuracy. Full financial analysis of balance sheet, income statement, cash flow, and financial ratio ensures faster approval.

Automate Document Compliance

Configure what documents are required by each party. Upload, track, and audit all required documents and ensure the borrower and lender are updated on the status of each.

Enforce Credit Policies and Expedite Workflows

A loan approval summary provides an overview of each stage—documents provided, policy exceptions triggered, and tasks completed or incomplete. Checklists are provided to help eliminate errors.

Accelerate the Loan Origination Process

Lenders use the loan process builder to assign automated workflows for the credit approval process. An action flow ensures each step in the approval process has been completed.

Faster Loan Decision-Making

Risk analysis overview and dashboard gives lenders a view of the business exposure analysis and business financial statement analysis. 

Clearer, More Effective Communication

Eliminate physical restrictions and work anywhere, anytime. Real-time collaboration capabilities provide team members with clarity into what is needed, decisions made, and an audit trail for compliance.

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