Category: Banking

Regtech Meets Fintech – How It Improves Lending?


Lending as an industry is prone to risks and frauds. The added weight of growing regulations, targeted towards traditional and marketplace lending is a critical challenge for lenders. Managing regulations, risk and compliance adherence is not an easy feat. Regtech,...


Opti-channel banking – way forward for better customer engagements


With an upsurge in technological innovation and the rise of digitally equipped millennials, banking and lending has seen a paradigm shift in its operational and strategic process. Per a KPMG research, personalization alone accounts for 23% of the overall experience....


How Machine Learning Can Re-define Lending


The lending ecosystem has witnessed momentous changes in the last 5 years, from fintechs disrupting the industry by leveraging technology and offering ease and speed in process, to evolution of stringent regulations post the 2008 meltdown. With evolution and implementation...


Incumbents, Time To Wake Up To RegTech!


The CFPB's recent action against Wells Fargo raises significant questions about the credibility of the institution, and by default, the industry. Bad business behavior and insufficient compliance practices are not limited to alternative finance or financial technology industries - incumbents...


Creating An Omnichannel Banking Experience For Consumers


FinTech adoption among banks is on the rise, a trend we have mentioned before. According to Mckinsey Global Banking Annual Review 2015, banks stand to lose up to 60 per cent of their retail profits to nimble fintech firms within...


Bank Adoption of FinTech is Gaining Momentum


The past few weeks we have been having incredibly interesting conversations with banks about their plans to evolve their businesses. We have also seen several news announcements demonstrating the trend we have mentioned before - banks are adopting and integrating...


Midsize and Regional Banks Are Losing Ground, But Can Turn the Tide


JD Powers recently put out a press release about the findings of their most recent retail banking satisfaction survey. Their annual customer satisfaction survey has been conducted for the past 11 years, and according to them is “most in-depth survey...


Hybrid Lending will Become the New Normal


Hybrid lending is where banks, driven by Basel 3 & 4 solvency requirements, optimize their balance sheets by combining regular balance sheet lending with off-balance sheets – so-called marketplace lending. This seems to be the recipe for those sectors that...


Resources

NEWS

Cloud Lending Solutions Expands Leadership Team with New Executive Hires

Cloud Lending Solutions adds Chief Revenue Officer and Chief Financial Officer as the Company Focuses...

DigitalLEND Connects Borrowers and Lenders Through Rapid Deployment-Ready Customizable Solution

Cloud Lending Solutions, Crowdnetic and eOriginal Partner to Offer Turn-Key Solution to Solve Traditional Lending...

BLOGS

Regtech Meets Fintech – How It Improves Lending?

Lending as an industry is prone to risks and frauds. The added weight of growing ...

Opti-channel banking – way forward for better customer engagements

With an upsurge in technological innovation and the rise of digitally equipped millennials, banking and ...

EVENTS

NEFA Finance Summit 2018 (Conference)

The National Equipment Finance Association (NEFA) is a national association serving small- to mid-size independent ...

Money 20/20 Europe 2018

Europe's largest FinTech event is coming to Amsterdam If you’re thinking about how consumers and ...