Manage the loan cycles from online origination, loan grading and marketplace funding to fractional investing and fractional payments.
Origination, marketplace funding, servicing and collections.
From online origination and loan grading to marketplace funding.
Fractional investing and payments.
Designed to handle the complexities of marketplace transactions.
Manage the complete online origination process from taking the application, verifying identity, pulling third party data to run credit checks and scorecards for complete auto-decisioning and pricing.
Online application, verify identity, pull third party data, run credit checks.
Use configurable scorecards for complete auto-decisioning and pricing.
Scored loans are presented for funding to investors. Investors can manually or auto-invest their shares based on their defined risk criteria.
Manage investor funds including loan investment orders and fractionalized payments during servicing. Automate investments across multiple borrowers based on loan grade exposure limits.
Manage loan investment orders, fund movement and fractionalized payments during servicing.
Automated based on loan grade exposure limits or manually invested
Automatically calculate the investor's fractionalized payment shares and disburse to the investor's accounts.
Manage borrower billing, payments, delinquencies and other servicing tasks. Payments are automatically disbursed to investor's accounts based on their share of the loan.
Loan servicing manages borrower billing, payments, delinquencies and other servicing tasks.
Manage payments via cash, check or ACH. NFS, late charges and other fees are automatically applied.
Payments are automatically disbursed to investor accounts based on investor's fractional share of the loan.
Assign multiple investors to the same loan and automatically split repayments back to investors based on predetermined rates
Build responsive borrower and investor portals with our APIs to facilitate marketplace transactions and foster transparency
Create new investor profiles and manage entire investor portfolios. Build investor trust with customized and intuitive reports and dashboards. Automate the investment process with auto mix and match.
Auto and manual decisioning based on custom business rules. Configurable workflow management
Track notes, invoices and receive borrower and investor payments
Create collection strategies, manage promise to pay and manage collection queues
Pull credit reports of borrowers from DataX, Experian, Transunion and Equifax
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