Lending has revolved around FICO scores for over 25 years. And, FICO is still at the center of traditional lenders’ business models. But, with alternate financial approaches taking hold, and the increased use of smart devices, there’s a lot more data than what shows up in the FICO score. With changing demographics, emerging markets, along with alternative approaches to the use and management of money, telling the complete story requires a new approach.

From Small Business Lending to Consumer Lending, each approach requires more and more data to input into ever-growing complex score-carding models designed to make better decisions. We have the data, the question is how to we use it to create value for both businesses and customers?

Hebrew Free Loan – Lending A Hand To Our Community

As a nonprofit interest-free lender, our practices, collections and repayment policies and systems fall far outside of the norms of the lending industry, so it was imperative that our new lending software is adaptable. We found CLS to be highly customizable, and it...

SME lending: “Application to funding must be digital”

Traditional lenders have steered clear of the SME market in recent years – but that’s changing. Bobsguide spoke with William Wagner, vice president of marketing at Cloud Lending Solutions, to find out more.

Accion : Streamlines Small Business Lending

Accion in the U.S. leverages Cloud Lending Solutions front-to-end platform to streamline and automate their small business lending (SMB) and get a 360 degree view of their borrowers for better business and lending decisions

Fujitsu: Digital Transformation of Banking Services

Digital technologies are moving into the heart of everything we do. Digital transformation is rapidly changing the way we work and live. Digital transformation is the reinvention of business processes and business models, and the creation of new value, using the...

Fujitsu: Digital Transformation 2018 Survey

Taking a snapshot of that changing business landscape, Fujitsu’s Global Digital Transformation Survey 2018 questioned 1,535 CxOs and decision-makers at large and mid-sized companies from key industry sectors spread across 16 countries worldwide.

Karur Vysya Bank (KVB) Digitizes their Bank Lending

Karur Vysya Bank (KVB) Digitizes their Bank Lending: Under their “Digital Technology Transformation Mission”, KVB needed a front-to-end digital solution that would help them transform their lending processes from application submission to funding. The digital...
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