Lending has revolved around FICO scores for over 25 years. And, FICO is still at the center of traditional lenders’ business models. But, with alternate financial approaches taking hold, and the increased use of smart devices, there’s a lot more data than what shows up in the FICO score. With changing demographics, emerging markets, along with alternative approaches to the use and management of money, telling the complete story requires a new approach.

From Small Business Lending to Consumer Lending, each approach requires more and more data to input into ever-growing complex score-carding models designed to make better decisions. We have the data, the question is how to we use it to create value for both businesses and customers?

Karur Vysya Bank (KVB) Digitizes their Bank Lending

Karur Vysya Bank (KVB), a private-sector bank with over 7,000 employees across 800 branches, digitized their lending practices for Small & Medium Enterprises (SME) and Home Loans in 90 days

OptaCredit – An AI Powered, Data-Driven Online Lender

OptaCredit is an Artificial Intelligence powered, data-driven online lender with its revolutionary credit-as-a-service platform. They aimed to democratise, digitize and simplify the lending industry in India and be a frontrunner in the digital lending space by...

Harmoney – New Zealand’s First Licensed Marketplace Lending Company

Harmoney wanted to leverage their first-mover advantage in New Zealand and needed technology that offered security and flexibility to accommodate their evolving needs and would scale with growth. They got a cloud-based solution with quick implementation and...

2018 Trends in Leasing

Join Auke D. Veenstra, Managing Director – EMEA and Mukul Mittal, EVP – Lease at Cloud Lending Solutions. They will take you through the latest trends in Leasing and what it means for your business. In this on-demand webinar, we will explore 5 Key Areas:...

Small Business Lending – Creating a For-Profit Business

Join Taylor Adkins, VP of Product Management and William Wagner, VP of Marketing at Cloud Lending Solutions as they discuss how lenders can create a small business practice that removes the friction from the lending process and do so profitability. In this on-demand...

Emerging Trends In Lending for 2018

The last few years have continued to see incredible advancements in leveraging FinTech solutions across the Financial Services Industries in an effort to bring an exceptional borrower experience to the market, increase loan volumes and revenue streams, and reduce...
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